Payout Policy
How, when, and in what way your payout for every sale on EarnPati is processed — the full details, laid out clearly here.
Overview
Every partner on EarnPati gets full, on-time payment for their work. Whenever a financial product sale is confirmed, its commission is calculated and processed according to this policy.
This policy applies to all registered partners on the EarnPati app and web platform, regardless of which city or product category they work in.
Payout Eligibility
For a sale to qualify for payout, it must meet the conditions below:
- KYC complete — The partner's profile and bank details must be verified.
- Sale confirmed — Final confirmation of the sale must have been received from the product provider.
- Lead must be genuine — The sale must not be a duplicate or a fraud-flagged lead.
If any of these three conditions is still pending, the sale will show a "Review" status on the dashboard until it's cleared.
Payout Timeline
EarnPati's Same Day Payout system activates the moment a sale is confirmed:
| Step | What happens | Time |
|---|---|---|
| Sale Confirmed | Approval is received from the product provider | Real-time |
| Payout Trigger | Commission is calculated automatically | Instant |
| Bank Transfer | Amount is transferred to the partner's verified account | Same day |
| Confirmation | Payout is confirmed on the dashboard and via SMS/app | Right after transfer |
If a sale is confirmed after the daily cut-off time (8 PM), the payout is processed by the morning of the next business day.
Payment Methods
All payouts are sent directly to the partner's verified bank account via NEFT/IMPS. EarnPati currently supports bank transfer only — cash or wallet payouts are not available.
- Account details can be updated in the app/web's Profile → Bank Details section.
- Changing your bank details triggers re-verification before the next payout (usually within a few hours).
TDS & Deductions
All earnings on EarnPati are processed with TDS as per applicable income tax laws. Every payout comes with a digital statement clearly showing the gross amount, TDS, and net payout.
Your annual TDS certificate (Form 16A) can be downloaded from the dashboard's Earnings → Statements section.
Delays & Disputes
If a payout doesn't arrive on time, partners can reach out directly to their dedicated RM, or raise a ticket through the app's Support section.
- Most delays are resolved within 24 hours.
- A delay can happen due to a bank-side technical issue (like an incorrect IFSC code) — in that case, your RM will help you update the details.
Have a question about your payout?
Your dedicated RM is just a call or an app chat away.
Policy Updates
EarnPati may update this policy from time to time to keep it aligned with regulatory changes and partner feedback. Partners will be notified of any major update via app notification and email.